Driver Safety Program
Indiana State law requires that drivers who are convicted of 2 or more traffic violations within a 12 month period must complete a Bureau of Motor Vehicles (BMV) approved Driver Safety Program. This program is commonly referred to as defensive driving course. Individuals under the age of 18 must complete the program if they have been involved in 2 or more accidents, have been convicted of 2 or more traffic offenses, or have been convicted of 1 violation and been involved in 1 accident. After the BMV receives notice of these accidents or violations, they will require the driver to successfully complete a defensive driving course within 90 days. If the BMV has not been notified of the driver’s completion by an approved course provider, the driver will have their driving privileges suspended.
The Indiana BMV has permitted a wide range of DSP courses. The program is offered in various forms of study that include classrooms, DVDs, and online courses. All of the approved course providers have met the course curriculum requirements set forth by the state and are at least 4 hours long.
Drivers who are required to participate in the program as a result of violations and or accidents will be notified directly by the BMV. After successful completion of the program, the course provider will electronically notify the bureau and the 4 point credit will be applied to the driver’s record. Drivers are only eligible to receive the 4 point credit once every 3 years.
It is important to remember that drivers will only receive the 4 point credit if they complete an APPROVED Indiana Driver Safety Program. Although an approved course is required to obtain the point credit, the court may allow a driver to complete a course that is not approved by the BMV when participation in the course is to avoid the suspension of their driving privileges.
The Driver Safety Program is offered in a variety of formats:
• Classroom instruction
• Home study by video and DVD
• Home study online text-based course
• Home study online video course
The online video course is by far the easiest way to complete the program. Although the video course is slightly more expensive (about $5) it is quickly becoming the most popular way to complete the program. The program is designed to help a driver improve their driving skills and learn about defensive driving. It is not designed to teach an individual how to drive. An additional benefit to the c
ourse is that some insurance carriers will provide a driver a discount on their insurance for successful completion of the program. Make sure you check with your insurance provider to see if you qualify for the discount.